I do not check the crypto price every day anymore. This is not discipline. It is a system I set up once so I would stop making decisions.
The system is simple. Every month, on the same day, a small fixed amount goes into the same few assets. Same amount when the market is happy. Same amount when everyone on social media is sure the end is near. That is all. It is called dollar-cost averaging, and it is the least exciting thing I do with money.
Why I stopped trying to be clever
For a while I tried to time it. Wait for a dip. Buy more on the dip. Wait for a bigger dip. You can guess how that went. The dip came, I was sure it would go lower, and I waited. Then it went up and I felt stupid. Then I bought higher to feel better.
The problem was never the information. The problem was me, at a screen, with feelings. A feeling is a bad input for a money decision.
A habit is a decision made once
This is the part I like most. A good habit means you decide one time, calmly, on a quiet day. After that you only follow the decision. You do not need to be brave every month. You just need to not cancel.
It works the same way outside of money. A walk after work. Writing a few lines every day. Going to the court on the same evenings each week. None of these feel great each time. Some days I do not want to go. But the habit has already decided, and I am happy it did.
What it does not do
I want to be honest here. DCA does not guarantee anything. It will not save you from a bad asset. It does not remove risk, and I only use money I can leave alone for years. This is not advice, just how I behave.
What it does is remove a whole category of stress. There is no perfect moment to miss. There is no regret about the entry price. The plan is boring, so my head is free for other things, like building products.
The small lesson
I think many of my best results came from things I stopped thinking about. The product I shipped in small steps. The routine I never negotiated with myself. The amount I never touched.
Good ideas are fun. But a boring habit, repeated long enough, usually wins.
Anyway. That is how it works for me. Check back in a few years.
